Charitable Remainder Trusts (CRT)
Create Meaningful Impact While Supporting Long-Term Financial Goals
Charitable Remainder Trusts (CRTs) allow you to combine philanthropy with strategic financial planning. At Living Legacy Planning, we help individuals and families explore how charitable giving can be structured to support personal income needs, tax efficiency, and long-term legacy goals — all while making a lasting difference.
A CRT is not just a charitable tool; it is a thoughtful way to align generosity with financial sustainability.
What Is a Charitable Remainder Trust?
A Charitable Remainder Trust is a planning strategy that allows you to donate assets to a trust, receive income for a defined period or lifetime, and ultimately benefit a charitable organization of your choice. This approach can offer income continuity, potential tax advantages, and the satisfaction of contributing to causes that matter to you.
CRTs are often used as part of a broader estate and tax planning strategy to support both personal and philanthropic objectives.
Who CRT Planning Is For
Charitable Remainder Trusts may be suitable if you:
Want to support charitable causes while maintaining income
Are seeking tax-efficient planning strategies
Have appreciated assets and want to manage tax exposure
Are focused on legacy planning and generational impact
Value structured, intentional giving
CRTs are not one-size-fits-all, which is why education and thoughtful planning are essential.
Our CRT Planning Approach
We take a careful, educational approach to CRT planning. Every strategy begins with understanding your financial picture, income needs, charitable intentions, and long-term estate goals. From there, we help coordinate CRT planning with your income, tax mitigation, and asset preservation strategies.
Our focus is on clarity and alignment — ensuring you understand how a CRT works, when it may be appropriate, and how it fits into your overall legacy plan.
How CRTs Support Your Legacy
CRTs allow you to extend your impact beyond your lifetime while maintaining financial stability today. When integrated with estate planning, income planning, and tax mitigation, a CRT can help preserve wealth, support charitable missions, and ensure your values are carried forward.
This strategy reflects a legacy built not only on financial success, but also on purpose and contribution.
FAQs — Charitable Remainder Trusts
CRTs may be funded with various assets, including cash, securities, or other appreciated property, depending on the strategy.
Some CRT structures can provide income for life, while others are set for a specific term. The structure depends on your goals
No. CRTs can be beneficial for individuals with charitable intent and suitable assets, regardless of estate size.
CRTs may offer tax advantages when structured properly, especially when integrated into a broader planning strategy.
Yes. CRTs involve legal and tax considerations and should be coordinated with qualified professionals.
Align Your Values With Your Financial Plan
Schedule a consultation to explore whether a Charitable Remainder Trust fits your legacy goals